Specializing in Life, Health, Disability, and Medicare Insurance Plans. Catering to the Richmond, VA Area.
SMH Insurance Medicare, Life & Health Richmond Virginia
SMH Insurance Medicare, Life & Health Insurance agency located in Richmond Virginia since 2001. We specialize working with Medicare Insurance, Term Life Insurance, Group Health Insurance, Individual Health Insurance, and Final Expense Whole Life Insurance. We're an Authorized Independent Anthem Blue Cross and Blue Shield agent. Please scroll down to view some of our featured insurance products. Check out our 5-Star Google reviews to see what our clients are saying about us.
Insurance Products We Offer Include:
- Guaranteed Life Insurance for Seniors
- Whole Life Insurance Policy
- Final Expense Life Insurance
- Anthem Medicare Supplement Insurance Plans
- Anthem Small Employer Group Health Plans
- Group Health Insurance Plans
-Voluntary Employee Group Benefits
-Aetna Individual & Family Health Plans
-Medicare Advantage Part C Plans
Employer Group Health Insurance Plans
Employer Group Health Insurance plans in Richmond Virginia from your local broker. For groups with 2 to 4 employees, we can provide you with an illustration with up to 400 plans for comparison. For groups with 5 or more employees, we can provide you with an illustration with over 1,000 plans for comparison. You will be able to compare every plan premium and benefit option available in Virginia for every company that offers group health insurance to make sure you have the best policy to meet your employee’s needs. If you elect to use us as your agent, we will administrate the plan for you. We will enroll, terminate employees and assist with any claim issues. Your employees will be welcome to contact us with any questions to make sure that they understand their benefits. We have the technology for most companies to send each employee an online application enrollment link that they can fill out at their convenience. The employee will be able to select what type of enrollment they want for each product. Please contact us for a free, no-obligation quote today.
Anthem Self-Employed Group Health Insurance Plans
Anthem Self-Employed Group Health Plans are available in Virginia. Enrolling in a self-employed one-person group has many benefits compared to purchasing an individual Affordable Care Act plan. First you will have access to a much larger number of doctors and hospitals with a self-employed group policy compared to an individual affordable care act policy. The Group Health Insurance premiums tend to be less than individual health plans. There are no restrictions on enrollment periods for the group plan, and you can enroll in a self-employed policy at any time of the year. We provide all proposals free of charge, so don't hesitate to get a quote today.
Anthem Individual Health, Dental, Vision, and Life Insurance
Get free quotes or apply online for Anthem individual Health, Dental, Vision & Life insurance plans from your local authorized Virginia agent.
Term Life Insurance Rates
Get an instant quote and compare affordable Virginia Term Life Insurance rates from our top-rated companies. See why Expertise.com rated us as one of the best 2022 Life Insurance Agencies in Richmond, VA. Let us find you your best life insurance rate and protect your family today!
Medicare Supplement (Medigap) Insurance Plans
Get an instant live free quote or contact us to schedule a private phone call with a licensed agent to understand your Medicare Supplement Insurance plans choices. You can compare up to 25 companies' plans and premiums to find the best rate on your Medicare policy.
Short-Term Health Insurance
Get a live quote and apply online for a Short-Term Health Insurance Plans for Individual and Families with Golden Rule Insurance Company. You can apply any time of the year, and your policy can be effective the next day.
Long-Term Disability Insurance
Request a Quote to protect your most valuable asset, which is your income, with a Long-Term Disability insurance policy. We will shop and compare several top companies to find you the best policy. Request an online quote today.
Anthem Small Employer Group Health Insurance Plans
Get a live quote for Anthem Small Group Health Plans from your local Authorized Richmond, Virginia agent. You can compare health plan benefits and view premiums for medical, dental, and vision insurance for groups of 1 to 50 employees.
Anthem Medicare Supplement (Medigap) Insurance Plans
Get a live quote online or call us today for Anthem Medicare Supplement (Medigap) Insurance Plans from your Local Authorized Richmond, Virginia Agent. Anthem offers several Medicare Supplement Plan choices to fit your budget and needs.
Delta Dental Individual and Family Insurance Plans
Delta Dental of Virginia offers a choice of plan designs at affordable pricing. Get a free quote and enroll online in minutes today. Plans are available with no waiting periods! Keep your smile healthy with a Delta Dental Individual or Family plan at a great value from your local Richmond, Virginia agent Steven Hughes!
Get A Live Delta Dental Quote
Final Expense Whole Life Insurance
Do you have your final expenses in order to protect your loved ones? We can provide you an instant quote with up to 20 Final Expense Whole Life Insurance plans to compare. There are Simplified Issue Policies with an Immediate Death benefit and Guaranteed Issue policies with a graded death benefit. Policies are available up to age 85. We can take most company applications electronically right over the phone. Contact us for more information.
Medicare Advantage Part C Plans
We offer many Medicare Advantage Plan Choices. One may be right for you. To find out more, call us today! This a solicitation for insurance.
Allstate Benefits Self-Funded Group Health Plans
The Allstate Benefits Self-Funded Group Health plan often is a more affordable option when compared to a traditional fully insurance medical policy. With fully insured plans, your entire premium is paid to the insurance company. You don't have any control over how that money is spent with a fully insured plan, and you'll never see those premium dollars again. With the Allstate Self-Funded group health plan, you only pay for claims that are actually incurred by your employees. With the Self-Funded plan, in years when your claims are lower than expected, you may receive money back. This can add up big! About 60% of Allstate Self-Funded groups receive a premium refund. Allstate Self-Funded plans are available for groups with 2 to 49 employees. Please contact us if you would like to learn more about the Self-Funded plan.