What Is SMH Insurance Agency, Inc.

Best-Rated Life, Health, and Medicare Insurance Agencies in Richmond, Virginia. 

We are an independent Life, Health, and Medicare insurance agency in located in Richmond, Virginia since 2001. We specialize working with Medicare insurance, life insurance, Group Health insurance and are an Authorized Anthem Blue Cross and Blue Shield Agency in Virginia. Steven Hughes our president has been a Licensed Local Insurance Agent in Richmond, Virginia since 1991.


We Offer the Following Virginia Insurance Products


  • Term Life Insurance
  • Medicare Supplement (Medigap) Plans
  • Medicare Advantage Health Plans
  • Medicare Stand-Alone Part D Prescription Drug Plans
  • Group Health Plans
  • Long-Term Disability Insurance
  • Short-Term Health Insurance
  • Self-Funded Group Health Plans
  • Individual Health Insurance
  • Dental Insurance (for Small Business owners, Families, and Individuals)
  • Guaranteed Acceptance of Whole Life Insurance for Seniors
  • Delta Dental Individual and Family Plans
  • ETHOS Online Life Insurance
  • Anthem Medicare Insurance Plans
  • Anthem Employer Small Group Health Insurance Plans
  • Anthem Individual and Family Health, Dental, and Vision Plans
  • Voluntary Employee Benefits