Medicare Supplement Insurance Plans
Shop & Compare Virginia Medicare Supplement Insurance
Shop and compare Virginia Medicare Supplement Insurance plans with your local Richmond insurance broker Steven Hughes. You can Get a Live online Medicare Supplement (Medigap) insurance quote or simply call me (Steven Hughes). to compare up to 25 Medicare Supplement insurance policies in Virginia. As your local licensed Medicare broker, I can help you find a plan that fits your needs. For a live online quote just click on the link below and enter your age, gender, and zip code to find the best rate and policy to meet your needs.
Get A Live Medicare Supplement Quote
Find a Virginia Medicare plan that fits your budget!
When buying a Medicare Supplement plan, you need to consider your budget. Medicare supplement plans can vary in price, so it is important to find a plan that fits your budget. We may be able to find you a plan that is affordable, even if you have a limited budget.
Steven Hughes Medicare Insurance Broker in Richmond, Virginia
I was rated as one of the Best Medicare Insurance Agents in Richmond, Virginia in 2022 by Expertise.com. I'm your local expert Medicare Insurance broker near you in Richmond helping Seniors secure the best policy to meets their health needs. Check out my 5 Star Google reviews to see what my clients are saying about me.
Richmond & Hampton Roads, Virginia Trustworthy Medicare Insurance Broker
SMH Insurance Agency, Inc. is recommended as a Trustworthy Medicare Insurance broker in Richmond & Hampton Roads for 2022, 2023 & 2024 by Seasons. Seasons is a trusted guide for Seniors that connects them to the resources they need.
Why Choose a Medicare Supplement Insurance Plan in Virginia?
When it comes to your health, a Medicare Supplement plan gives you the freedom to choose your own doctors. There are no networks, no preauthorization required for any medical procedures, and you’re never required to get a referral to see a specialist. Plus, when you’re traveling, the coverage goes with you anywhere in the U.S. You will be able to make your own healthcare decision instead of the insurance company making them for you. That freedom could mean everything when it comes to accessing a needed medical treatment or a specialist. Once you have enrolled in a Medicare Supplement Plan, it cannot be canceled because of your age, your health, or the number of claims you make. Of course, you may cancel your Medicare Supplement Plan at any time you wish.
What Is a Medigap Plan and How Do They Work?
A Medigap plan is the same thing as a Medicare Supplement Insurance plan. Medigap plans cover some or all costs left over from Original Medicare Part A & Part B. A Medigap plan can help cover copays, coinsurance, and deductibles. Plans are offered by private insurance companies, for example, Anthem Blue Cross and Blue Shield. They must be clearly identified as “Medicare Supplement Insurance.’ There are 10 Medigap plan types. Each plan type is named by a letter. Plans A and B provide the least coverage. Plans C, F and G are the most compressive and may help cover Part B deductibles or excess charges. *Although Plans C and F are only available to people who became eligible for Medicare before 01/01/2020. The remaining plans available fall somewhere in the middle. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S.
What Else Should You Know About Medigap Plans?
Before you can enroll in a Medicare Supplement (Medigap) plan in Virginia, you must have Medicare Parts A and B. You will pay private insurance, for example, Aetna, a monthly premium for your Medicare Supplement policy. A Medigap policy only covers one person. The premiums for Medicare Supplement Plan G, for example, can vary from company to company, so it’s important to shop and compare plans to find your best rate.
Best Time To Buy Your Medigap Policy
The best time to buy a Medigap policy is during your open enrollment period. This is a 6-month that begins the first month you have enrolled in Medicare Part B. If you don’t enroll during this period, you may not be able to buy a Medigap plan because you would have to qualify by answering medical questions. If you buy a Medigap after your initial enrollment period, it may cost more.
Can You Change Your Current Medicare Supplement Plan?
Yes, you can change your Current Medicare Supplement Plan in Virginia at any time, although there are no guarantees that your application will be accepted. First, we can review your current Medigap plan to see if it’s possible to improve your current coverage or lower your premium. I’m just a phone call away so don’t wait any longer call me today to see if we can lower your premium or improve your benefits.
Making an Educated Medicare Insurance Buying Decision
We can review company ratings, so you can make an informed buying decision.
Company Customer Satisfaction Ratings: Based on publicly available consumer complaint data and proprietary survey data conducted by FreeMedicareReport.com. Fewer complaints and higher survey ratings result in a higher ranking.
Market Experience: Based on number of years of experience and market share percentage for each company (number of policyholders and total premiums). More years of experience and higher market share percentages result in a higher ranking.
Premium Increases: We can the premium increase history for each company. This information can help you make an informed buying decision.
Buy the Best Medicare Insurance Plan in Virginia
We offer the best Medicare supplement plans in Richmond, Virginia. We have a variety of plans to choose from, so you can find the plan that best meets your needs and budget. We offer free quotes and consultations, so you can get the information you need to make an informed decision.
